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Professional Designations

RFC® ® - Registered Financial Consultant®® Designation

Founded in 1984, the International Association of Registered Financial Consultants (IARFC) provides the professional consultant the tools to grow a practice with creative sales and marketing ideas, technical and professional information, and networking opportunities.

In a world of constant economic, political, and social change, consumers engage the guidance of financial consultants to achieve financial security and independence. An IARFC designation sets members above their peers as qualified and trained professionals that have met a high level of competency.

For more information call the International Association of Registered Financial Consultants at (800) 532-9060 or visit www.iarfc.org

 

FSCP® - Financial Services Certified Professional® Designation

Founded in 1927, The American College of Financial Services is located in Bryn Mawr, Pennsylvania. The American College has served as the premier educational institution dedicated to the development of financial services professionals. The College has worked tirelessly to educate our nation’s advisors, to help them raise the level of their service, and to ensure that society can rely on a profession built on trust.

Candidates for the FSCP® designation learn a wide range of topics, with curriculum addressing such concepts as product solutions, ethics and practice standards, available government programs, retirement planning, practice management, financial and estate planning, long-term care, business insurance, healthcare and much more.

Graduates and designees of The American College of Financial Services have studied, have passed rigorous exams, and have proven that they not only have the technical knowledge to serve their clients, but have sworn to practice ethically and in the best interest of the good people they serve. Holders of the FSCP® designation are required to complete ongoing continuing education and participate in the Professional Recertification Program.

For more information phone 1-888-263-7265 or visit www.theamericancollege.edu

 

CFS® - Certified Fund Specialist® Designation

Education - Certified Fund Specialist® (CFS®) candidates must complete a comprehensive advanced program designed to educate the advisor on every aspect of modern portfolio theory (MPT), mutual funds, ETF’s, REIT’s, UIT’s, EAN’s, CEF’s asset rebalancing and taxation.

Experience - CFS® professionals must have a Bachelor’s degree or 2,000 hours of experience completed in the financial services industry prior to completing the CFS® course. As a result, CFS® practitioners possess extensive financial counseling skills in addition to portfolio construction.

Ethics - All graduates must sign the Institute of Business and Finance (IBF) Code of Ethics and agree to adhere to the IBF Standards of Practice, both of which place the client’s interests above those of the advisor or parent company.

The CFS® advisor pledges to put your interests above all else, keeps abreast of industry standards, new strategies and academic white papers. While conducting all activities with the highest standards of integrity and honesty, CFS® advisors perform investment services in a professional and economical manner offering advice only in areas of competence.

Ongoing Certification Requirements - IBF’s continuing education (CE) policy is an important part of our commitment to the highest competency standards in the industry. Every CFS® advisor is required to regularly submit 30 hours of continuing education to maintain technical competence and fulfill ethical obligations.

Additional information regarding this designation is available by contacting the Institute of Business and Finance (IBF) at www.ICFS.com or calling 1-800-848-2029.

 

LUTCF® - Life Underwriter Training Council Fellow® Designation

In 1984, the Life Underwriter Training Council Fellow (LUTCF®) designation was developed by the National Association of Insurance and Financial Advisors (NAIFA). In 2014, NAIFA partnered with the College for Financial Planning, to develop an entirely new curriculum that reflects changes in the profession.

The College for Financial Planning provides LUTCF® students with a thorough education focusing on the unique needs of insurance agents and financial advisors.

Study materials are written and updated regularly by the College’s full-time faculty, who specialize in investments, insurance, taxation, retirement planning, and estate planning.

The LUTCF® program emphasizes integrated needs assessment of a client’s total financial situation. The program promotes a thorough evaluation of a client’s insurance and investment needs before an advisor makes appropriate recommendations.

Candidates must be a member in good standing with NAIFA before authorization to use the designation is co-conferred by NAIFA and the College for Financial Planning.

Additional information on the LUTCF® program can be found at http://www.cffpinfo.com/LUTCF or contact the College for Financial Planning at 1-800-237-9990.